How it works

It’s easy as A, B, C. The loan process is simple, secure and confidential. Complete the online secure loan request in minutes and receive a real-time decision. Funding as soon as the next business day. You can begin the process from your computer, laptop or mobile phone anytime, it's that simple. All the terms and conditions will be explained in full from your lender. Please read the loan terms carefully. You are not obligated to take out a loan. Borrow Responsibly.

Let’s get started


    Complete the secure loan request with all the essential information required to get started. We've streamlined the process so you can complete the request in minutes. Processing times vary between 2 - 5 minutes. The good news, you get a real-time decision.


    Your loan request is submitted to our network of lending partners. Each independent lender has different terms but almost all require that you are 18 or over, have a valid bank account and have a regular income (or are on social security). Review loan terms and accept the loan online or at a local branch.


    Quick fund deposit direct to your valid bank account as soon as the next business day.

    Show me How

Personal Loans, personal service


Our lending partners can accommodate personal loans from $500 to $20,000. Many of our customers need quick cash for debt consolidation, medical emergencies, last-minute vacations and big ticket items.

Get My Loan

Lending is all we do 24/7

You can begin the process of requesting for a personal loan anytime it suits you. Our simple and secure online loan request is quick and easy. Most loans are financed as soon as the next business day.

I'm Ready

Get started. Get funded.

Get funded in 3 simple steps from ExcelOnlineLoans lender network and real-time loan request process. You are minutes away from a loan approval.

Take Me There

Compliance & Security


Privacy, Data and Security

Your privacy is our top priority.

We follow strict industry guidelines to protect your identity while using our services.

All confidential information entered into a loan request, including SSN, Driver's license and bank information is encrypted and transmitted over a secure channel.

Lending Partners require SSN and Driver's license to confirm your identity and determine if a loan can be offered to meet your requirements.

Your Bank information is requested to deposit funds when a loan is approved.

Get a personal loan,

with personal service.

Start Today